Commercial Lender
Web ID: W7910
Classification: BankingFinance
City: Wichita
State: KS
Compensation: $125,000 to $175,000 DOE
Education: High School diploma or equivalent required. College degree and advanced banking education preferred.
Benefits: Comprehensive Benefits Package
Job Description: We are seeking a motivated and detail-oriented Commercial Lender to join our financial services team. The ideal candidate will identify potential clients, individuals, or businesses in need of commercial, real estate and consumer loans. Analyze the borrowing needs of Bank customers and prospects, verify the application to determine creditworthiness, and maintain a loan portfolio that both meets customer requirements and is profitable to the Bank. Refer new deposit and treasury relationships for customers/clients. Utilize proactive sales techniques to help persuade potential customers to do business with the Bank.
Duties:
• Interview present and prospective clients and analyze financial information obtained from clients to help determine strategies for meeting the client’s objectives.
• Actively participate in the banks Business Development Program.
• Evaluate credit risk of commercial and consumer loan applications and develop appropriate loan structure within the banks’ lending limits and consistent with the bank’s loan policy and procedures.
• Manage and oversee a loan portfolio to maintain growth, monitor delinquency to work within the bank’s guidelines.
• Maintain a high level of customer service through proactive communication with external and internal customers in an effort to achieve overall bank goals and objectives.
• Active in Community Service with an emphasis on serving the disadvantaged segments of the market.
• Service existing loan customers and review documentation to ensure compliance with the bank’s policy and procedures.
• Refer new deposit and treasury relationships with customers.
• Sell additional bank services to existing and prospective clients.
• Refer clients to appropriate personnel for assistance.
• Prepare correspondence for credit approval.
• Serve on Internal Loan Committees and other committees, as assigned.
• Monitor collateral and exceptions for officer portfolio.
• Keep up to date with lending regulations and recommend
We are seeking a motivated and detail-oriented Commercial Lender to join our financial services team. The ideal candidate will identify potential clients, individuals, or businesses in need of commercial, real estate and consumer loans. Analyze the borrowing needs of Bank customers and prospects, verify the application to determine creditworthiness, and maintain a loan portfolio that both meets customer requirements and is profitable to the Bank. Refer new deposit and treasury relationships for customers/clients. Utilize proactive sales techniques to help persuade potential customers to do business with the Bank.
Duties:
• Interview present and prospective clients and analyze financial information obtained from clients to help determine strategies for meeting the client’s objectives.
• Actively participate in the banks Business Development Program.
• Evaluate credit risk of commercial and consumer loan applications and develop appropriate loan structure within the banks’ lending limits and consistent with the bank’s loan policy and procedures.
• Manage and oversee a loan portfolio to maintain growth, monitor delinquency to work within the bank’s guidelines.
• Maintain a high level of customer service through proactive communication with external and internal customers in an effort to achieve overall bank goals and objectives.
• Active in Community Service with an emphasis on serving the disadvantaged segments of the market.
• Service existing loan customers and review documentation to ensure compliance with the bank’s policy and procedures.
• Refer new deposit and treasury relationships with customers.
• Sell additional bank services to existing and prospective clients.
• Refer clients to appropriate personnel for assistance.
• Prepare correspondence for credit approval.
• Serve on Internal Loan Committees and other committees, as assigned.
• Monitor collateral and exceptions for officer portfolio.
• Keep up to date with lending regulations and recommend
Job Requirements: • High School diploma or equivalent required. College degree and advanced banking education preferred.
• Proficiency in loan processing and understanding of the loan origination process.
• Thorough knowledge of credit analysis & lending practices.
• Strong mathematical skills, including basic math and 10-key typing proficiency.
• Familiarity with financial services terminology and practices.
• Understanding of laws, rules & regulations affecting banking/lending industry.
• Excellent analytical skills to assess financial data accurately.
• Strong communication skills to interact effectively with clients and team members.
• Ability to work independently as well as part of a collaborative team environment.
• Valid Driver’s License required.
• High School diploma or equivalent required. College degree and advanced banking education preferred.
• Proficiency in loan processing and understanding of the loan origination process.
• Thorough knowledge of credit analysis & lending practices.
• Strong mathematical skills, including basic math and 10-key typing proficiency.
• Familiarity with financial services terminology and practices.
• Understanding of laws, rules & regulations affecting banking/lending industry.
• Excellent analytical skills to assess financial data accurately.
• Strong communication skills to interact effectively with clients and team members.
• Ability to work independently as well as part of a collaborative team environment.
• Valid Driver’s License required.